Why Do People Need an SR-22?
An SR-22 is a special paper that shows the California DMV you have car insurance. It’s not insurance itself. Your insurance company sends it to the DMV for you.
The Top Reason People Need an SR-22 in Salinas, CA
The number one reason is a DUI.
A DUI means driving under the influence of alcohol or drugs. In Salinas and across California, this is the biggest reason the DMV asks for an SR-22.
Here’s what usually happens:
- Someone gets caught driving after drinking or using drugs.
- The court or DMV takes away (or suspends) their driver’s license.
- To get the license back, they must prove they have insurance.
- That’s when they need the SR-22.
Other reasons exist, but DUI is by far the most common.
Other Common Reasons for an SR-22
- Getting into a car crash without insurance
- Driving without any insurance at all
- Getting too many tickets and points on your license
- Having your license taken away for other serious driving problems
Why Does the DMV Want an SR-22?
The state wants to make sure higher-risk drivers stay insured. If they cause a crash, the insurance can help pay for the damage or injuries.
You usually need to keep the SR-22 for 3 years. If the insurance stops, even for one day, the DMV finds out and can take the license away again.
Need an SR-22 in Salinas?
A. Cordova Insurance Services Inc can help you get an SR-22 for a low cost.
We help people in Salinas every day. We work with insurance companies that file SR-22s quickly and keep the price as low as possible.
Call us 831-754-0511 or stop by our office. We can explain what you need and get the filing done so you can get back on the road.
A. Cordova Insurance Services Inc Helping Salinas drivers with SR-22s and auto insurance.